does your retirement plan stack up?

We’ll review your Super, Investments and Debt, then map what your assets and income will look like in retirement

Book your Wealth Review – $250

Normally $500. Available for $250 while we’re trialling Facebook ads.

*If you don’t find it valuable, you don’t pay

Darcy O’Rourke – Financial Adviser


Most people in their 50s and 60s have a general sense of where they’re at financially.

Not a clear picture. A general sense.

That gap between “I think we’re okay” and actually knowing, is where a lot of retirement plans quietly fall apart. Especially right now, with interest rates, global markets, and superannuation rules all moving at once.

A Wealth Review cuts through all of that. We sit down, go through your actual numbers, and give you a straight picture of where things stand and what, if anything, needs to change.

How it works

Step 1
Understand what your financial position looks like

Most people heading towards retirement don’t actually know how they stand financially. We’ll show you how your current financial situation stacks up taking into account your super, property, shares and loans.

Step 2
See where your investments are headed

Understanding how you stand financially now is important. It’s even more important to know how your situation will track over time. We will complete a financial projection for you showing how your assets and liabilities will change over time throughout retirement.

Step 3
Find out if anything is quietly costing you

Some of the most expensive mistakes in retirement planning are the ones nobody flags until it’s too late to fix them. We’ll go through your current setup and tell you if there are any major red flags or roadblocks to living the retirement you want.

Step 4
Understand what a good retirement plan looks like

We will explain what a good retirement plan actually looks like. The actual strategies that show up in the best outcomes we see. If we believe it would be valuable to work together and develop a personalised financial plan, we will explain how this works and provide a quote on costs. Taking up an offer of a financial plan is completely optional.

What clients say after working with us

Below are some of our recent Google Reviews

  • Darcy has been fantastic in helping to get my superannuation and finances on track. All those jobs I’d been putting off for years, now completed. It’s a great relief to know my future is secure for myself and my children. Highly recommend Darcy as he is thorough, friendly and makes the complicated world of endless forms seem easy.
    Sonja Wheaton
    Armstrong Creek
  • Darcy came highly recommended by a friend after l found myself somewhat overwhelmed moving towards retirement. After much discussion Darcy provided an excellent financial planning review with solid well explained advice tailored to suit my personal needs and most importantly risk profile, this has now proven to be very beneficial, well exceeding his fees!
    Sandra Astley
    Ocean Grove
  • We had an amazing experience with Darcy & his services provided. My partner & I have little experience in financial investments & superannuation, but Darcy made contact with us face to face as requested and helped us through every step of the way that best suited our lifestyle and requirements.
    Scott Busa
    Armstrong Creek

Meeting Location

This is an in person meeting to take place at our office in Grovedale

We are located above the Middy’s on Torquay Rd.

Level 1/174 Torquay Rd, Grovedale VIC 3216

Book your Wealth Review – $250

Frequently Asked Questions

We don’t take payment until the end of the session. If you don’t feel it was valuable, you don’t pay.

Your most recent super statement, details of any other investments or debts you hold, and anything else you think is relevant to your financial position. If you can log into your super fund online, that works too.

The Wealth Review includes general financial advice only. To provide personal financial advice, we’re legally required to produce a financial plan also called a Statement of Advice. If that’s something you’d like to explore, we can talk through how it works at the end of the session.

Around 60 minutes, sometimes a little more if your situation is complex or you have a lot of questions.

Yes. Darcy is listed on the ASIC Financial Adviser Register (number 001252661), where you can independently verify his qualifications and history. Barwon Finance operates under an AFSL issued and regulated by ASIC. We’d encourage you to check the register for any adviser you’re considering.

Not really. Some people do go on to work with us, but this session is designed to be useful regardless. If you want to take the information and act on it yourself, you’re completely free to do that. It’s why we charge for the session rather than offer it free.

If you’re within 15 years of retirement and not 100% certain your finances are where they should be, you’re probably the right fit. We confirm every booking with a quick call beforehand. If it’s not a match, we’ll tell you and there’s no charge.

Yes. Barwon Finance is family owned, and our licensee Lifespan Financial Planning is independently owned with no bank ties. Like most advisers, we can receive standardised commissions on insurance products, which is why we don’t use the term “independent adviser.” It has a specific legal definition we don’t meet on that basis alone.

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Book your Wealth Review – $250