Purchase Plan
If you are thinking of purchasing a property within the next 5 years, it is important o speak to an expert to make sure your following the best strategy. Getting loan ready doesn’t happen overnight and it can be difficult to find expert assistance. We can work with you to build a long term plan to become home loan ready.
First Home Loans
Purchasing your first home can be very daunting. There are so many things to wrap your head around and it can be tricky to know if you’re doing all of the right things. Our team can help you review your strategy and help find a great home loan solution. With so many options on the market and first home buyer incentives forever changing, it makes sense to have an expert on your side. Once it comes time to apply for a home loan, we can complete the entire process for you and even connect you with other key professionals such as conveyancers for additional expert help.
Next Home Loan
Purchasing your next home can present challenges. There are time constraints around purchasing and moving. The whole process can be overwhelming. We aim to make the process as simple and stress free as possible, so you can enjoy moving into your next home. As always, we will search the market for a great lending solution for your next home.
Investment Loans
If you would like to invest in property, or you are currently a property investor, it’s likely your needs may be a bit more complex than an owner occupier buyer. Perhaps you have a family trust, there is shared ownership of a property, or you have multiple properties which is creating challenges. We have access to a broad range of niche lenders and strategies meaning we will endeavor to find a solution for you wherever possible.
Refinancing
It’s no secret that banks make the majority of their money from existing longer-term clients. Typically, banks will offer their most competitive rates to new customers to grow their loan book and their higher, more profitable rates are charged to their existing customers. It pays to regularly review your home loan to ensure you are in a competitive option. Additionally, as your life and needs change, refinancing could be beneficial to release equity for a range of purposes such as investing or renovations.
Car Loans
If you are you looking for a car loan that suits your needs and budget we can assist. Whether you want to buy a new or used car, or refinance your existing car loan, we can help you find the best deal from a range of lenders. We can guide you through the whole process of getting a car loan, from pre-approval to settlement. If your needs are more complex we can refer you to specialist asset finance brokers.
Barwon Finance provides Mortgage Broking services
Mortgage Broking
Barwon Finance (ABN 97 656 459 997) provides Mortgage Broking. Darcy is an Authorised Credit Representative (CRN: 538 961) of Purple Circle Financial Services Pty Ltd (ACL: 486112)