Superannuation Advice
Your super is likely your largest financial asset. Make sure it’s working as hard as you are.
Intro
Most Australians are largely set-and-forget with their superannuation. They’re in whatever fund their employer defaulted them into, with investment options they’ve never reviewed, paying fees they’ve never questioned.
For something that will fund your entire retirement, that’s a significant risk.
Superannuation advice is about making sure your super is structured correctly for your situation, your goals, and your stage of life.
What we help with
Super advice typically covers
Retail, industry, and SMSF
We work across all types of super funds. Whether you’re in an industry fund, a retail fund, or considering an SMSF, we can review your current position and recommend the structure that best suits your situation.
SMSFs offer significant flexibility and control but come with trustee responsibilities and costs that don’t suit everyone. We’ll give you an honest assessment of whether an SMSF makes sense for your circumstances.
When super advice matters most
Approaching retirement
The decade before retirement is the most critical period for your super. Getting your contribution strategy, investment mix, and pension setup right during this window makes a significant difference to your retirement income.
Changing jobs
A job change is often a trigger to review your super. Consolidating accounts, reviewing fees and investment options, and making sure your insurance coverage isn’t inadvertently cancelled are all important steps.
Growing your wealth
Super is one of the most tax-effective environments available to Australian investors. Making the most of annual contribution caps and available strategies is a key part of building long-term wealth.