Terms and Conditions of Use

Acceptance of terms

By accessing, viewing or otherwise using this website, you acknowledge and agree to be subject to these Terms and Conditions of Use, our Privacy Policy, and any other notices or disclaimers contained on this website, as amended from time to time.

We may vary these Terms and Conditions at any time by publishing a new version on this website. Your continued use of this website constitutes acceptance of the current Terms and Conditions.

General financial advice disclaimer

Barwon Financial Advice Pty Ltd is an Authorised Representative of Lifespan Financial Planning Pty Ltd (AFSL 229892). Financial advice services are provided subject to a separate advice engagement and Financial Services Guide.

Internet security risks

There may be security risks in sending information via the internet. You should assess these potential risks when deciding whether to use our online services or contact forms.

Links to other websites

This website may contain links to third party websites. We do not endorse or approve of the operators of any third party websites, or the information featured on them. To the extent permitted by law, we accept no responsibility or liability in respect of third party websites or the goods and services offered on them.

Use by persons outside Australia

This website is provided for use by Australian residents only. The products and services described are not directed at anyone outside of Australia. The information on this website has been prepared in accordance with the laws applicable to the Commonwealth of Australia.

Third party software

Any software you download from a third party website is their product and not ours. To the extent permitted by law, we accept no responsibility or liability in respect of such third party products and provide no warranty or endorsement in respect of them.

No warranty or guarantee

While we have taken care to ensure the accuracy of information on this website, we do not warrant the accuracy, adequacy or completeness of the information, or that it is suitable for your intended use. All information is subject to change without notice.

We recommend that you seek independent financial advice before acting upon any information on this website.

We do not guarantee that this website is free from viruses or that access will be uninterrupted.

Limitation of liability

Subject to any responsibilities implied by law and which cannot be excluded, neither Barwon Financial Advice Pty Ltd, nor any of its employees, agents or officers, are liable to you for any losses, damages, liabilities, claims or expenses (including legal costs) whether direct or indirect, arising out of or referable to information on this website or your use of this website — whether in contract, tort including negligence, statute or otherwise.

Our liability for a breach of a condition or warranty implied by law, where it cannot be excluded, is limited to the extent possible, at our option, to:

• the resupply of the relevant goods or services; or
• the payment of the cost of having the goods or services supplied again.

Copyright

The material on this website is protected by copyright. No part of it may in any form or by any means be reproduced, uploaded to a third party, linked to, framed, stored in a retrieval system or transmitted without our prior written permission, other than for the purposes permitted under the Copyright Act 1968 (Cth).

You must not commercialise any information, products or services obtained from this website without our prior written permission.

Linking to this website

You must not link to this website without our prior written permission.

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